Don’t Put Off a Needed Repair
Financing Available at Quality Mechanics
A major repair shouldn’t have to wait on payday. As a NAPA AutoCare Center, we accept the NAPA Credit Card — with special financing options on qualifying purchases so you can fix it now and pay over time.
Subject to credit approval. You can also apply in minutes at the counter — just ask.
6- and 12-Month Special Financing Available*
Qualifying purchases made with your NAPA Credit Card can be split into convenient monthly payments:
6 months
Special financing on purchases of $199 or more made with your NAPA Credit Card at participating locations.*
12 months
Special financing on purchases of $750 or more made with your NAPA Credit Card at participating locations.*
Pay With the Card, Extend Your Warranty
Qualifying repairs at Quality Mechanics are backed by the NAPA Peace of Mind Warranty — 24 months / 24,000 miles of parts-and-labor coverage, honored nationwide. Make those qualifying purchases with your NAPA Credit Card and coverage extends to 36 months / 36,000 miles.
Not every service or vehicle qualifies — ask us whether your repair is covered.
Warranty InfoNAPA Credit Card Benefits
- Accepted at thousands of Synchrony Car Care locations nationwide
- Accepted at gas stations nationwide**
- Exclusive cardholder discounts
- No annual fee***
- Convenient monthly payments
- Online account management
Already have a NAPA Credit Card? You’re all set — just let us know when you drop off your vehicle.
How to Apply
- 1
Apply Online or In Store
Use the apply link above, or ask at the counter — the application takes just a few minutes.
- 2
Get a Quick Decision
Applications are processed by Synchrony Bank, and most applicants get a decision right away.
- 3
Use It for Your Repair
Approved? Use your new card for the repair the same day — and ask about current special financing offers.
*Subject to credit approval. Minimum monthly payments required. Promotional financing offers apply to qualifying purchases at participating locations and may change — ask us for current offers and details.
**Gas purchases are not eligible for promotional financing. Valid everywhere Synchrony Car Care™ is accepted in the U.S. and Puerto Rico.
***See the Synchrony cardholder agreement for current rates, fees and terms. The NAPA Credit Card is issued by Synchrony Bank; Quality Mechanics does not make credit decisions.
Find the Shop
8575 Gholson Road, Waco, TX 76705
Get DirectionsFix It Now, Pay Over Time
Ask about financing with the NAPA Credit Card and whether your repair qualifies for the Peace of Mind Warranty.